Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$264,961	$264,961	$462,600
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$197,639	$0
Funding fee	$1,325	$1,325	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.100%	5.766%	7.640%
1st payment	$1,497.43	$1,497.43	$3,202.95
2nd payment	$0.00	$1,317.59	$0.00
Taxes / mo	$340.42	$340.42	$340.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.52
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,004.52	$3,322.11	$3,802.55
Cash to close	$249,039	$51,400	$51,400