Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$115,687	$115,687	$472,500
Remaining term (yrs)	13.9	13.9	30.0
Secondary amount	$0	$356,813	$0
Funding fee	$0	$0	$0
Note rate	4.490%	4.490%	7.400%
Blended rate	5.340%	7.160%	7.640%
1st payment	$928.82	$928.82	$3,271.49
2nd payment	$0.00	$2,304.42	$0.00
Taxes / mo	$194.25	$194.25	$194.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$130.00	$130.00	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,419.73	$3,724.15	$3,726.91
Cash to close	$409,313	$52,500	$52,500