Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$325,991	$325,991	$684,000
Remaining term (yrs)	18.9	18.9	30.0
Secondary amount	$0	$358,009	$0
Funding fee	$1,630	$1,630	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	3.910%	5.920%	7.640%
1st payment	$2,028.27	$2,028.27	$4,735.88
2nd payment	$0.00	$2,312.14	$0.00
Taxes / mo	$633.33	$633.33	$633.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$136.80
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$2,953.27	$5,265.41	$5,797.68
Cash to close	$434,009	$76,000	$76,000