Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$151,303	$151,303	$175,050
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$33,472	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	5.754%	7.640%
1st payment	$753.77	$753.77	$1,212.01
2nd payment	$0.00	$331.24	$0.00
Taxes / mo	$162.08	$162.08	$162.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.17	$118.17	$35.01
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,184.02	$1,515.26	$1,559.10
Cash to close	$43,197	$9,725	$19,450