Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$248,554	$248,554	$377,100
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$128,546	$0
Funding fee	$1,243	$1,243	$0
Note rate	4.400%	4.400%	7.400%
Blended rate	4.400%	5.627%	7.640%
1st payment	$1,484.61	$1,484.61	$2,610.96
2nd payment	$0.00	$856.98	$0.00
Taxes / mo	$285.17	$285.17	$285.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.42
HOA / mo	$180.00	$180.00	$180.00
Total monthly	$2,099.78	$2,956.75	$3,301.55
Cash to close	$170,446	$41,900	$41,900