Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$63,045$63,045$179,999
Remaining term (yrs)20.920.930.0
Secondary amount$0$116,954$0
Funding fee$315$315$0
Note rate3.960%3.960%7.400%
Blended rate3.960%6.585%7.640%
1st payment$368.85$368.85$1,246.28
2nd payment$0.00$779.69$0.00
Taxes / mo$166.67$166.67$166.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.00
HOA / mo$0.00$0.00$0.00
Total monthly$685.51$1,465.21$1,598.94
Cash to close$136,954$20,000$20,000