Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$372,438	$372,438	$436,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$64,062	$0
Funding fee	$1,862	$1,862	$0
Note rate	6.470%	6.470%	7.400%
Blended rate	6.470%	6.841%	7.640%
1st payment	$2,400.01	$2,400.01	$3,022.24
2nd payment	$0.00	$480.46	$0.00
Taxes / mo	$404.17	$404.17	$404.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$37.50	$37.50	$37.50
Total monthly	$3,008.34	$3,488.80	$3,717.87
Cash to close	$112,562	$48,500	$48,500