Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$125,055	$125,055	$247,500
Remaining term (yrs)	19.2	19.2	30.0
Secondary amount	$0	$122,445	$0
Funding fee	$625	$625	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	3.990%	5.974%	7.640%
1st payment	$774.26	$774.26	$1,713.64
2nd payment	$0.00	$816.30	$0.00
Taxes / mo	$229.17	$229.17	$229.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$22.00	$22.00	$22.00
Total monthly	$1,175.42	$1,991.72	$2,164.31
Cash to close	$149,945	$27,500	$27,500