Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,160$325,160$344,700
Remaining term (yrs)25.525.530.0
Secondary amount$0$38,690$0
Funding fee$1,626$1,626$0
Note rate4.625%4.625%7.400%
Blended rate4.625%5.396%7.640%
1st payment$1,805.29$1,805.29$2,386.63
2nd payment$0.00$382.87$0.00
Taxes / mo$319.17$319.17$319.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.94
HOA / mo$30.00$30.00$30.00
Total monthly$2,304.46$2,687.33$2,954.74
Cash to close$57,840$19,150$38,300