Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$65,732	$65,732	$193,500
Remaining term (yrs)	11.2	11.2	30.0
Secondary amount	$0	$127,768	$0
Funding fee	$329	$329	$0
Note rate	6.240%	6.240%	7.400%
Blended rate	6.240%	7.402%	7.640%
1st payment	$675.41	$675.41	$1,339.75
2nd payment	$0.00	$851.79	$0.00
Taxes / mo	$179.17	$179.17	$179.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$38.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,004.58	$1,856.36	$1,707.62
Cash to close	$149,268	$21,500	$21,500