Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$116,078	$116,078	$292,410
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$176,332	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	6.579%	7.640%
1st payment	$770.92	$770.92	$2,024.59
2nd payment	$0.00	$1,175.55	$0.00
Taxes / mo	$270.75	$270.75	$270.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$120.55	$120.55	$58.48
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,342.22	$2,517.77	$2,533.82
Cash to close	$208,822	$32,490	$32,490