Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$471,445$471,445$1,057,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$586,055$0
Funding fee$2,357$2,357$0
Note rate2.810%2.810%7.400%
Blended rate2.810%5.548%7.640%
1st payment$2,236.10$2,236.10$7,321.92
2nd payment$0.00$3,784.94$0.00
Taxes / mo$543.50$543.50$543.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$211.50
HOA / mo$5.50$5.50$5.50
Total monthly$3,001.77$6,786.71$8,299.08
Cash to close$703,555$117,500$117,500