Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$1,550,443	$1,550,443	$1,755,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$204,557	$0
Funding fee	$7,752	$7,752	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	4.437%	7.640%
1st payment	$8,060.25	$8,060.25	$12,151.27
2nd payment	$0.00	$1,321.10	$0.00
Taxes / mo	$961.17	$961.17	$961.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$351.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$9,238.08	$10,559.18	$13,680.10
Cash to close	$399,557	$195,000	$195,000