Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$454,411	$454,411	$472,500
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$44,339	$0
Funding fee	$2,272	$2,272	$0
Note rate	6.180%	6.180%	7.400%
Blended rate	6.180%	6.686%	7.640%
1st payment	$2,796.35	$2,796.35	$3,271.49
2nd payment	$0.00	$438.77	$0.00
Taxes / mo	$271.58	$271.58	$271.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,234.60	$3,673.37	$3,804.24
Cash to close	$70,589	$26,250	$52,500