Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$46,328	$46,328	$247,500
Remaining term (yrs)	7.9	7.9	30.0
Secondary amount	$0	$201,172	$0
Funding fee	$0	$0	$0
Note rate	5.910%	5.910%	7.400%
Blended rate	6.760%	7.565%	7.640%
1st payment	$606.79	$606.79	$1,713.64
2nd payment	$0.00	$1,299.23	$0.00
Taxes / mo	$167.75	$167.75	$167.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.39	$72.39	$49.50
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$1,036.93	$2,336.16	$2,120.89
Cash to close	$228,672	$27,500	$27,500