Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$411,954	$411,954	$414,000
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$25,046	$0
Funding fee	$2,060	$2,060	$0
Note rate	6.090%	6.090%	7.400%
Blended rate	6.090%	6.422%	7.640%
1st payment	$2,506.14	$2,506.14	$2,866.45
2nd payment	$0.00	$247.85	$0.00
Taxes / mo	$383.33	$383.33	$383.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.80
HOA / mo	$15.83	$15.83	$15.83
Total monthly	$3,071.97	$3,319.83	$3,515.08
Cash to close	$48,046	$23,000	$46,000