Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$164,524	$164,524	$279,000
Remaining term (yrs)	10.7	10.7	30.0
Secondary amount	$0	$114,476	$0
Funding fee	$823	$823	$0
Note rate	4.310%	4.310%	7.400%
Blended rate	4.310%	5.824%	7.640%
1st payment	$1,586.17	$1,586.17	$1,931.74
2nd payment	$0.00	$763.17	$0.00
Taxes / mo	$258.33	$258.33	$258.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,994.50	$2,757.67	$2,395.87
Cash to close	$145,476	$31,000	$31,000