Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$208,292	$208,292	$287,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$78,808	$0
Funding fee	$1,041	$1,041	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.130%	4.741%	7.640%
1st payment	$1,008.56	$1,008.56	$1,987.82
2nd payment	$0.00	$591.06	$0.00
Taxes / mo	$265.83	$265.83	$265.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,424.40	$2,015.46	$2,461.08
Cash to close	$110,708	$31,900	$31,900