Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$315,953	$315,953	$328,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$30,797	$0
Funding fee	$1,580	$1,580	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	6.490%	6.968%	7.640%
1st payment	$2,040.09	$2,040.09	$2,274.47
2nd payment	$0.00	$304.76	$0.00
Taxes / mo	$290.50	$290.50	$290.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$198.00	$198.00	$198.00
Total monthly	$2,678.59	$2,983.35	$2,978.67
Cash to close	$49,047	$18,250	$36,500