Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$84,532	$84,532	$225,000
Remaining term (yrs)	11.3	11.3	30.0
Secondary amount	$0	$140,468	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	7.180%	7.692%	7.640%
1st payment	$868.16	$868.16	$1,557.85
2nd payment	$0.00	$936.45	$0.00
Taxes / mo	$208.33	$208.33	$208.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$99.04	$99.04	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,325.53	$2,261.98	$1,961.19
Cash to close	$165,468	$25,000	$25,000