Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$94,500
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$94,500	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	9.000%	7.640%
1st payment	$0.00	$0.00	$654.30
2nd payment	$0.00	$708.75	$0.00
Taxes / mo	$20.83	$20.83	$20.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$18.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$170.83	$879.58	$844.03
Cash to close	$105,000	$10,500	$10,500