Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$140,561	$140,561	$180,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$39,439	$0
Funding fee	$0	$0	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	5.270%	6.087%	7.640%
1st payment	$763.92	$763.92	$1,246.28
2nd payment	$0.00	$295.79	$0.00
Taxes / mo	$166.67	$166.67	$166.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.80	$107.80	$36.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,188.39	$1,484.18	$1,598.95
Cash to close	$59,439	$20,000	$20,000