Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$156,257$156,257$355,410
Remaining term (yrs)19.719.730.0
Secondary amount$0$199,153$0
Funding fee$781$781$0
Note rate3.580%3.580%7.400%
Blended rate3.580%6.057%7.640%
1st payment$917.92$917.92$2,460.79
2nd payment$0.00$1,327.68$0.00
Taxes / mo$329.08$329.08$329.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.08
HOA / mo$0.00$0.00$0.00
Total monthly$1,397.00$2,724.69$3,010.95
Cash to close$238,643$39,490$39,490