Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$122,948	$122,948	$292,500
Remaining term (yrs)	26.9	26.9	30.0
Secondary amount	$0	$169,552	$0
Funding fee	$0	$0	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	7.450%	7.769%	7.640%
1st payment	$837.65	$837.65	$2,025.21
2nd payment	$0.00	$1,130.35	$0.00
Taxes / mo	$165.00	$165.00	$165.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$58.29	$58.29	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,210.95	$2,341.30	$2,398.71
Cash to close	$202,052	$32,500	$32,500