Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$238,236	$238,236	$472,500
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$234,264	$0
Funding fee	$1,191	$1,191	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	3.470%	5.592%	7.640%
1st payment	$1,233.89	$1,233.89	$3,271.49
2nd payment	$0.00	$1,512.96	$0.00
Taxes / mo	$372.92	$372.92	$372.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,823.47	$3,336.43	$3,955.58
Cash to close	$286,764	$52,500	$52,500