Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$378,835	$346,491
Remaining term (yrs)	28.5	30.0
Secondary amount	$0	$0
Funding fee	$1,894	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$2,433.56	$2,399.03
2nd payment	$0.00	$0.00
Taxes / mo	$320.83	$320.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$69.30
HOA / mo	$43.75	$43.75
Total monthly	$2,948.13	$2,982.91
Cash to close	$6,155	$38,499