Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$170,495$170,495$189,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$29,005$0
Funding fee$852$852$0
Note rate5.000%5.000%7.400%
Blended rate5.000%6.000%7.640%
1st payment$977.52$977.52$1,308.60
2nd payment$0.00$287.03$0.00
Taxes / mo$175.00$175.00$175.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,302.52$1,589.55$1,671.40
Cash to close$39,505$10,500$21,000