Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$55,317$55,317$275,310
Remaining term (yrs)5.95.930.0
Secondary amount$0$219,993$0
Funding fee$277$277$0
Note rate6.430%6.430%7.400%
Blended rate6.430%7.485%7.640%
1st payment$928.03$928.03$1,906.19
2nd payment$0.00$1,420.79$0.00
Taxes / mo$254.92$254.92$254.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.06
HOA / mo$0.00$0.00$0.00
Total monthly$1,332.95$2,753.74$2,366.17
Cash to close$250,583$30,590$30,590