Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$226,178	$226,178	$468,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$241,822	$0
Funding fee	$0	$0	$0
Note rate	2.930%	2.930%	7.400%
Blended rate	3.780%	5.831%	7.640%
1st payment	$1,069.19	$1,069.19	$3,240.34
2nd payment	$0.00	$1,561.77	$0.00
Taxes / mo	$415.08	$415.08	$415.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$181.25	$181.25	$93.60
HOA / mo	$16.33	$16.33	$16.33
Total monthly	$1,848.53	$3,410.29	$3,932.02
Cash to close	$293,822	$52,000	$52,000