Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$197,100
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$197,100	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	8.000%	7.640%
1st payment	$0.00	$0.00	$1,364.68
2nd payment	$0.00	$1,314.00	$0.00
Taxes / mo	$182.50	$182.50	$182.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$39.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$332.50	$1,646.50	$1,736.60
Cash to close	$219,000	$21,900	$21,900