Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$143,270$143,270$306,000
Remaining term (yrs)27.227.230.0
Secondary amount$0$162,730$0
Funding fee$0$0$0
Note rate7.290%7.290%7.400%
Blended rate7.840%7.925%7.640%
1st payment$1,008.73$1,008.73$2,118.68
2nd payment$0.00$1,084.87$0.00
Taxes / mo$159.33$159.33$159.33
Insurance / mo$150.00$150.00$150.00
MI / mo$67.50$67.50$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,385.57$2,470.43$2,489.22
Cash to close$196,730$34,000$34,000