Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$232,697$232,697$310,500
Remaining term (yrs)22.522.530.0
Secondary amount$0$77,803$0
Funding fee$1,163$1,163$0
Note rate3.130%3.130%7.400%
Blended rate3.130%4.601%7.640%
1st payment$1,195.63$1,195.63$2,149.84
2nd payment$0.00$583.53$0.00
Taxes / mo$287.50$287.50$287.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,633.13$2,216.66$2,649.44
Cash to close$112,303$34,500$34,500