Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$95,701	$95,701	$252,000
Remaining term (yrs)	12.7	12.7	30.0
Secondary amount	$0	$156,299	$0
Funding fee	$479	$479	$0
Note rate	4.860%	4.860%	7.400%
Blended rate	4.860%	6.808%	7.640%
1st payment	$836.47	$836.47	$1,744.80
2nd payment	$0.00	$1,041.99	$0.00
Taxes / mo	$233.33	$233.33	$233.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,219.80	$2,261.79	$2,178.53
Cash to close	$184,299	$28,000	$28,000