Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$391,836	$391,836	$1,260,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$868,164	$0
Funding fee	$1,959	$1,959	$0
Note rate	2.650%	2.650%	7.400%
Blended rate	2.650%	6.164%	7.640%
1st payment	$1,813.34	$1,813.34	$8,723.99
2nd payment	$0.00	$5,606.90	$0.00
Taxes / mo	$426.08	$426.08	$426.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$252.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,456.09	$8,062.98	$9,618.74
Cash to close	$1,008,164	$140,000	$140,000