Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$257,454	$257,454	$288,000
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$30,546	$0
Funding fee	$1,287	$1,287	$0
Note rate	3.120%	3.120%	7.400%
Blended rate	3.120%	3.744%	7.640%
1st payment	$1,226.26	$1,226.26	$1,994.05
2nd payment	$0.00	$229.10	$0.00
Taxes / mo	$266.67	$266.67	$266.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,642.93	$1,872.02	$2,468.32
Cash to close	$62,546	$32,000	$32,000