Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$11,298	$11,298	$315,000
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$303,702	$0
Funding fee	$56	$56	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	2.870%	7.575%	7.640%
1st payment	$55.69	$55.69	$2,181.00
2nd payment	$0.00	$1,961.41	$0.00
Taxes / mo	$291.67	$291.67	$291.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$537.35	$2,498.76	$2,725.66
Cash to close	$338,702	$35,000	$35,000