Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$244,167	$244,167	$271,800
Remaining term (yrs)	26.9	26.9	30.0
Secondary amount	$0	$27,633	$0
Funding fee	$0	$0	$0
Note rate	5.510%	5.510%	7.400%
Blended rate	6.360%	6.628%	7.640%
1st payment	$1,449.74	$1,449.74	$1,881.89
2nd payment	$0.00	$207.24	$0.00
Taxes / mo	$251.67	$251.67	$251.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.96	$182.96	$54.36
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,034.36	$2,241.60	$2,337.91
Cash to close	$57,833	$30,200	$30,200