Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,698	$191,698	$251,910
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$60,212	$0
Funding fee	$0	$0	$0
Note rate	5.700%	5.700%	7.400%
Blended rate	6.550%	7.136%	7.640%
1st payment	$1,181.11	$1,181.11	$1,744.17
2nd payment	$0.00	$451.59	$0.00
Taxes / mo	$233.25	$233.25	$233.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$144.15	$144.15	$50.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,708.51	$2,160.10	$2,177.81
Cash to close	$88,202	$27,990	$27,990