Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$184,230	$184,230	$207,000
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$34,270	$0
Funding fee	$921	$921	$0
Note rate	5.110%	5.110%	7.400%
Blended rate	5.110%	6.171%	7.640%
1st payment	$1,073.21	$1,073.21	$1,433.23
2nd payment	$0.00	$339.13	$0.00
Taxes / mo	$191.67	$191.67	$191.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,414.87	$1,754.01	$1,816.29
Cash to close	$45,770	$11,500	$23,000