Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,919$157,919$179,999
Remaining term (yrs)26.026.030.0
Secondary amount$0$32,081$0
Funding fee$790$790$0
Note rate5.220%5.220%7.400%
Blended rate5.220%6.344%7.640%
1st payment$924.58$924.58$1,246.28
2nd payment$0.00$317.46$0.00
Taxes / mo$166.67$166.67$166.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,241.25$1,558.71$1,598.94
Cash to close$42,080$10,000$20,000