Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$292,654	$287,325
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$1,463	$0
Note rate	6.600%	7.400%
Blended rate	6.600%	7.640%
1st payment	$1,924.55	$1,989.38
2nd payment	$0.00	$0.00
Taxes / mo	$266.04	$266.04
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$57.47
HOA / mo	$9.58	$9.58
Total monthly	$2,350.17	$2,472.47
Cash to close	$26,596	$31,925