Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$3,182	$3,182	$242,999
Remaining term (yrs)	4.5	4.5	30.0
Secondary amount	$0	$239,817	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	7.708%	7.640%
1st payment	$62.97	$62.97	$1,682.48
2nd payment	$0.00	$1,548.82	$0.00
Taxes / mo	$230.42	$230.42	$230.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$4.09	$4.09	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$447.48	$1,996.30	$2,111.49
Cash to close	$266,817	$27,000	$27,000