Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,132,719$1,132,719$1,214,100
Remaining term (yrs)28.528.530.0
Secondary amount$0$81,381$0
Funding fee$5,664$5,664$0
Note rate6.850%6.850%7.400%
Blended rate6.850%6.994%7.640%
1st payment$7,535.48$7,535.48$8,406.18
2nd payment$0.00$610.36$0.00
Taxes / mo$808.58$808.58$808.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$242.82
HOA / mo$4.67$4.67$4.67
Total monthly$8,565.40$9,175.76$9,678.92
Cash to close$216,281$134,900$134,900