Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$429,660$429,660$446,391
Remaining term (yrs)26.426.430.0
Secondary amount$0$41,531$0
Funding fee$2,148$2,148$0
Note rate6.150%6.150%7.400%
Blended rate6.150%6.655%7.640%
1st payment$2,741.53$2,741.53$3,090.72
2nd payment$0.00$410.98$0.00
Taxes / mo$324.75$324.75$324.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.28
HOA / mo$65.00$65.00$65.00
Total monthly$3,297.94$3,708.93$3,736.42
Cash to close$66,330$24,800$49,599