Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,985$394,985$404,910
Remaining term (yrs)26.426.430.0
Secondary amount$0$32,420$0
Funding fee$1,975$1,975$0
Note rate6.420%6.420%7.400%
Blended rate6.420%6.834%7.640%
1st payment$2,587.37$2,587.37$2,803.52
2nd payment$0.00$320.82$0.00
Taxes / mo$234.75$234.75$234.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$37.50$37.50$37.50
Total monthly$3,009.62$3,330.44$3,306.75
Cash to close$54,915$22,495$44,990