Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,144$233,144$256,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$37,606$0
Funding fee$1,166$1,166$0
Note rate6.730%6.730%7.400%
Blended rate6.730%7.445%7.640%
1st payment$1,543.24$1,543.24$1,775.95
2nd payment$0.00$372.14$0.00
Taxes / mo$168.58$168.58$168.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,861.82$2,233.96$2,145.84
Cash to close$51,856$14,250$28,500