Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$456,522	$456,522	$470,241
Remaining term (yrs)	28.2	28.2	30.0
Secondary amount	$0	$39,843	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.360%	7.722%	7.640%
1st payment	$3,033.73	$3,033.73	$3,255.85
2nd payment	$0.00	$394.28	$0.00
Taxes / mo	$494.58	$494.58	$494.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$213.07	$213.07	$94.05
HOA / mo	$22.00	$22.00	$22.00
Total monthly	$3,930.05	$4,324.33	$4,033.15
Cash to close	$65,968	$26,125	$52,249