Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$112,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$112,500	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	8.000%	7.640%
1st payment	$0.00	$0.00	$778.93
2nd payment	$0.00	$750.00	$0.00
Taxes / mo	$119.67	$119.67	$119.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$22.50
HOA / mo	$192.00	$192.00	$192.00
Total monthly	$461.67	$1,211.67	$1,263.09
Cash to close	$125,000	$12,500	$12,500