Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$305,896	$305,896	$481,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$175,604	$0
Funding fee	$1,529	$1,529	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.760%	7.640%
1st payment	$1,444.61	$1,444.61	$3,333.81
2nd payment	$0.00	$1,170.69	$0.00
Taxes / mo	$223.77	$223.77	$223.77
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.30
HOA / mo	$25.67	$25.67	$25.67
Total monthly	$1,860.72	$3,031.41	$3,846.22
Cash to close	$229,104	$53,500	$53,500