Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$308,078	$308,078	$394,200
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$86,122	$0
Funding fee	$1,540	$1,540	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.040%	4.342%	7.640%
1st payment	$1,473.94	$1,473.94	$2,729.36
2nd payment	$0.00	$645.92	$0.00
Taxes / mo	$365.00	$365.00	$365.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$78.84
HOA / mo	$31.67	$31.67	$31.67
Total monthly	$2,020.61	$2,666.53	$3,354.87
Cash to close	$129,922	$43,800	$43,800